You must continue to make the Minimum Payments on your Account, regardless of whether the Balance Transfer has been processed to your Account. You should continue to make payments to the other financial institution until the Balance Transfer appears on your statement. It may take a few business days to complete the Balance Transfer request. Interest applies from the transaction date that appears on your statement for that Balance Transfer to the date you repay the Balance Transfer in full. Balance Transfers are treated as Cash Advances on your Card and do not have an interest-free grace period. Note that if your Balance Transfer amount(s) equal your available credit, then the Balance Transfer Fee will put your Account over your credit limit and may be rejected in whole or in part. You must also activate your Card within 45 days of Account approval for the requested Balance Transfer to be processed, or the Balance Transfer will be automatically cancelled. To take advantage of this Promotional Offer, you must complete the Balance Transfer request within 30 days of Account approval. This Balance Transfer Fee is waived by Tangerine if you are a resident of the province of Quebec at the time you accept this offer. A 1% Balance Transfer Fee will be charged on each Balance Transfer amount and will be immediately charged to your Credit Card. If you still have an amount owing from your Balance Transfer when the Promotional Rate Period ends, the Cash Advance interest rate (currently 19.95%) will apply to that balance. † Balance Transfer Promotional Offer at 1.95% for 6 months (1% Balance Transfer Fee)Ī Promotional Interest Rate of 1.95% will apply immediately to any and all Balance Transfers made within 30 days of the Account opening, and will remain in effect for 6 Statement Periods from the date the last such Balance Transfer was posted to the Account (the “Promotional Rate Period”). ![]() See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. Offer may be changed, cancelled or extended at any time. ![]() The Offer Bonus of (up to $100) will be credited to the Primary Cardholder’s Account within 1–2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Tangerine Limited-time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine World Mastercard (the “Account”) by, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine World Mastercard is activated.
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